Minggu, 01 April 2018

HADA DBANK To Integrate Sharia Banking Module With Blockchain Technology



DBANK is the first Digital Bank to incorporate the Sharia Banking Module with Blockchain Technology, to create an ethical and responsible banking ecosystem. We are distracted by the current bank and the financial institution's persecution of their customers. Existing players make money out of thin air from debt and interest. This is why the global economy has collapsed over time, proven since the 1st century. The lack of responsibility charged by banks is brave enough. This is why we chose to be part of the current financial revolution through the creation of a Bank, a caring and personal bank.

Caring and Personal: this is our core value, shaping and influencing our services, transactions, interactions and running of the business. These words will guide our behavior internally within our organization, and externally with our customers and society. We aspire to be a bank that really cares to improve people's lives, not just profit from it. Personalization will also be the main focus of our services. Different customers have different needs, and require different services and attention. DBADK's HADA customers will have special services because we believe, not everyone can wear the same pants.

We aspire to be a 'fair' organization in the financial industry. The 2007-2008 financial crisis serves as a grim reminder of how some irresponsible players can replace entire industries, leaving millions of people in financial ruin. Sharia banking, because of transparency, the concept of profit sharing and loss, will minimize market manipulation and eliminate other domino clashes.

The DBANK HADA team, will develop a comprehensive Digital Blockchain Bank that will make life easier for everyone, regardless of their status. They will be able to perform banking activities at a cost of 0% and at the same time enjoy our quality services. We are here not just for profit, but to make a justified profit while ensuring a better banking experience.

HADA DBANK will become the world's first Blockchain-based Digital Bank to integrate Shariah Banking Module with Blockchain Technology, to create an ethical and responsible banking ecosystem. As our existing Digital Bank and newly created Blockchain Bank focus on Conventional Banking services, we chose to win Sharia Banking services due to the lack of such facilities. In 2016, sharia banking is worth USD 1.5 trillion globally.

Islamic banks are less risky and tougher than their counterparts, due to the aspect of their capital needs and the mobility of their bank deposits. Unlike Conventional Banking, deposits to Sharia Banks are entitled to be notified of what the bank does with their money. They also have a vote in which their money should be invested. Islamic banks also seek to avoid interest at all levels of financial transactions and encourage risk sharing between lenders and borrowers.

There are two basic principles in sharia banking. The first is the sharing of profits and losses; and two, significantly, the prohibition of interest collection and payment by creditors and investors. Collective interest or "Riba" is not permitted under Islamic law. In terms of profit, both the bank and its customers are in an agreed form. If there is a loss, all financial losses will be borne by the lender. In addition, Islamic banks can not create debt without goods and services to support it (ie physical assets including machinery, equipment, and supplies). Therefore, our deposits, deposits and investments with DBank will be supported by physical assets such as precious metals and gemstones.

SECONDARY MARKET

Regardless of the Muslim population of 1.7 Billion and billions of others who prefer to subscribe to Islamic Banking services, DBANK HADA will also focus on a population of 644.1 million people in Southeast Asia (ASEAN).

Interesting facts about ASEAN:

Has a population that is not budgeted about 438 million.

More than half of the population in ASEAN is under 30 years of age.

It has a market penetration of 854 million smartphones or 133% compared to the population, but only 53% of the ASEAN online population, leaving significant room for future market expansion in Indonesia.

As a specialized online bank, this fact convinces us to focus on ASEAN as our secondary market. We are scheduled to offer our Sharia Banking Services gradually in the second Quarter of 2018.


FEATURES AND EXCLUSIVE BENEFITS.


with e-Wallet or Debit Card and convert it into cash or cryptocurrency / token to spend more. Use this as an additional discount to pay for anything you want and save more for your purchase. You can also use points collected to redeem whatever you like in partner e-malls or physical outlets around the world.


Bonus Referral or Bounty when your referrals register to us via your Reference Code.

TECHNOLOGY IN DBANK

HADA DBANK uses private blockchain that is stored in every node on the network. By default, all nodes are controlled by DBANK HADA. Some nodes only store copies of blockchain and do not take part in the transacton confirmation process (consensus protocol). The node can act as a gateway or backup server node. A node that acts as a validator can be found in the secure network segment of the bank and available through the gateway node.

The core database core is implemented in a blockchain structure, where each block is a series of transactions. Each new block defines a new core state according to the previous block status. The core database integrity is provided by blockchain and consensus on it. Each block is connected cryptographically to the previous block. This feature ensures the ability to validate the database and transaction history at any future tme. The primary database stores all the data that passes its core.


ABOUT HADACOIN

We intend to raise capital for the development of DBANK HADA through its HADACoin. Buyers will be able to use HADACoin to conduct banking transactions or day-to-day activities. Our customers will be issued a Debit Card, which allows them to transact with our HADACoin, in a banking platinum or other merchant worldwide.

HADACoin Distribution.


A total of 500 million HADACoins will be issued. 295 million coins will be offered for sale. Of the 295 million coins, 20 million will be allocated to private investors and insttutonal buyers. 50 Million coins 275 Million will be released during the PRA-ICO exercise and the remaining 225 million coins will be released in our ICO practice in the near future. 10 million coins will be allocated for reward campaigns.

Pre-ICO Funding Target

Soft Cap = 5,000 ETH

Hard Cap = 20,000 ETH


HADACoin ALLOCATION.


35%: Capital collected by PRA-ICO will be allocated for research and development.

30%: For Operational Cost.

20%: For Capital Expenditure.

30%: For DBANK HADA Reserves.

Tidak ada komentar:

Posting Komentar